Dear finance lovers,
At the beginning of the year, we all had different goals.
One of mine? Take skincare seriously.
As a writer that I am, can you guess what I did?
Yes, I went full research mode on skincare routines.
You’d think Dr. Rashel and I were lab partners, elbows deep in serums, mixing potions like we were trying to discover immortality.
I even wrote a 7-page guide.
For personal use oh.
Sat at my table, feeling like a self-care prophet, whispering to myself:
From Jan 1st, I’ll follow this thing like scripture.
LMAO.
Not only have I not started any special skincare routine...
I haven’t even opened the guide since then.
It’s just chilling in my laptop like a forgotten relic.
And I know I’m not alone.
There’s probably one thing or the other you planned out earlier this year but have you done it?
We’re officially at the beginning of the end of the first half of the year.
The halftime whistle has blown.
This is your reminder that there’s still time to get it right.
For me, that means dusting off that guide and not letting Dr. Rashel down.
For you? It might be your financial life.
If you’ve been saying “I need to take money more seriously”, let’s make that practical.
Here’s one little exercise:
List out your expected expenses for the month, line by line.
(e.g., Data – ₦5,000. Food – ₦25,000.)
Put the actual figures beside them.
Track how much you spend in each category as the month goes on.
Then pause to ask: Where did I overspend? Where did I underspend? Why?
This is the first step to understanding your financial habits.
It's how you turn vague stress into clear patterns.
It's how you start getting intentional.
The man who wants you to achieve your goals for the year,
Adedoyin
📨 What about you?
Did you also abandon one January resolution?
Reply and tell me which one still haunts your Notes app 😅